Although I haven't really done this yet, I am working on getting in different states with my business. I have grown to $28,000 in premium in the past few weeks I need to be at around $280,000 by the end of the year. however I am going to be working on growing in Las Vegas, along with El Paso Texas, San Francisco, Tuscon, Pheonix, and many many other locations.
I am going to be doing an analysis of which of these locations provide the best leads. Las Vegas has taken me so far around 5-6 months to even get anywhere. I was on the third page for 4 or 5 very good key words then I dropped to nothin within a week. I need to get this back to where my top key words are ranking and I feel this blog is a great way to divulge my insurance business in a short amount of time.
With most things, things take time. Esspecially things online in Las Vegas. It's not like Kaysville or something. I am however on BING and YAHOO on page 5 which I was on page 2. so I haven't dropped TOOO far. I just need to keep creating.
One thing about insurance is you need to make sure that you have an agent that will make sure you are getting all of the discounts available.
I specialize in this. Making sure you're getting your discounts available and growing.
I want to make sure you're getting the best growth and best opportunity to get the best policy that you can get.
I am working to stay with it and never give up.
I am really excited to work as an independent broker and build something that has a lot of opportunity for growth and becoming the best agent that I can.
One of my favorite discounts are the ones that use telematic devices, mostly through your phone. These discounts are available to those who are able to get an app on their cell phone.
How these work is the app will be able to tell the driver's driving habbits. If they are driving too fast or if they are braking too hard.
All these habbits are very important to this discount.
I feel this is much better than root who basis their driving premium soley on how you drive, if you get one ticket your premiums skye rocket. This isn't fun in most cases it's much more expensive.
This discount can be 3% like with Allstate or 10% like with Nationwide it just depends on the company and how much they place an emphasis on this discount.
Hope this blog helps
When an insurance company sees an insured is married what does that tell the insurer? Responsibility. If an insured is married they are more likely to hold a steady job and a relationship. Which breads stability and a greater chance for that insured to be a steady payer of their bills. They will be more likely to get them a better rate on both home and auto and are going to likely continue to get them better rates over the long haul.
When looking for a cheaper rate, make sure that you tell your insurance agent that you are married. The likely hood of your rates dropping are much higher than if you don't tell them.
If you're paying too much for car insurance go to Vegas and get married! All jokes aside. We want you to have the best possible chance for success and with that in mind make sure you're accurate and honest with all of your information that will help the insurance make sure you have all of your ducks in a row and get the best possible rate and pricing.
Some of the best way to see if you're paying too much for car insurance are getting a comparison quotes when you get a comparison quote with several top brand companies especially with an agent that's knowledgeable and aware of your needs you're doing yourself a huge favor by not wasting time with computer quotes that don't know all your discounts that could be available. You also ensure you're getting to someone that has access to other companies and can switch you with the knowledge of your needs at the drop of a hat.
With this knowledge is it worth it to take the time and make sure you get the right agent for you? Some companies like ROOT or others promise rates on driving performance and at the first sign of trouble they jack your rates up.
You want to find someone that's going to take care of you and your needs and get to know you. If you move you can call your agent and he/she will help you with your need and move with you.
One of the best places to visit has to be Italy. Why? There is so much European history, the Colleseum , the city of Nero, unbelievable places like Venice. It's amazing. The sanitation isn't quite up to par with what I have seen however, It's quite the location and really amazing place to go.
I really would love to be there a couplet times in my life.
The other place I would recommend everyone visits at least once in their life is Hawaii . It's truly a traveler's paradise. There are other places that could be considered more beautiful in terms of location and water color and sunsets, however Hawaii is so classic and iconic that it doesn't seem to come close.
Some of the best car insurance for liability, coverage and overall completeness in it's scope is the Burkholz Insurance Agency in Las Vegas NV . They have car insurance quotes that are much cheaper than your average rate and they are able to provide you with rental reimbursement, transportation expense and keep costs low even if you have an SR22 or a DUI . They have carriers like Progressive, Geico and other companies that really keep the costs low for their customers.
ogden insurance company
Car insurance or auto insurance is mandated by most states and is protection financially in case of an accident.
Car insurance protects you from both medical and physical damage to both your body and your vehicle.
Las Vegas is one of the highest in premiums due the number of accidents that occur within the state.
The increase in car insurance rates in Las Vegas as well because of the legal law that allows the medical payments paid for an accident to be non submissive within a courtroom. Meaning that a victim of an accident can be double paid and that jacks up the rates of the driver who caused the accident.
With that in mind Las Vegas car insurance premiums have to accommodate and compensate due the number of court cases submitted within the state.
Car Insurance in Las Vegas is best served when there is a multiplicity of companies and top brands within the country to serve those of the state of Nevada.
When an agency or broker has several companies to work with Las Vegas is best served and the car insurance quotes are cheaper for those individuals. They become the best priced insurance in the industry.
In most cases most claims don't exceed more than $50,000 in medical damages but when they exceed this amount it's a good idea to have more than just the legal minimum amount in the case of an accident that involves high auto claims and medical bills.
The auto insurance policy doesn't just cover for the accident's medical bills including vehicle, it also covers for lost wages in the case of an accident. So in the case that the other driver doesn't have more than $50,000 of coverage and your medical bills cost $30,000 but lost wages due to hospitalization cost you $50,000 it's a good idea to have Uninsured Motorist Coverage or Under insured Motorist coverage.
This will cover what ever is due to you that the insured at fault driver is unable to pay due to lack of coverage. Let's sit down and talk about your coverage and make sure you're not just getting the state minimum requirement for your auto insurance coverage.
You're car insurance is the most important thing attached to your car aside from your car payment. In some cases it's more expensive than your actual payment and due to Las Vegas laws including the collateral source rule, drivers who are hit in Nevada are able to receive damages for an accident and get insurance companies to pay for claims, including hospital bills and then sue the at fault party without the already paid for damages to be admissible in court.
This means that the court legally cannot know that you got all your bills paid for which means you're still an injured party and require to have your damages paid for in the eyes of the court. This is one of the reason's why Nevada has so many attorney's and go after drivers that have been hit and that hit. Because legally the collateral source rule is inadmissible in court.
Along with all the drunk drivers, crazy accidents and tickets that are issued in the state of Nevada, the increase in the claims are inevitable and cause an increase in premiums. Here at Burkholz Insurance Agency, we work with the top companies in the state of Nevada to get you the best rates available and ones that are going to be at the cheapest prices.
Top tips to better insurance coverage.
When choosing an agent, the majority of individuals are choosing an independent agent these days because of the freedom to switch between companies. Many times retention is 100% because if a customer doesn't find what they're looking for at one carrier they will at another and so on and so on.
Many captive agents don't have the advantage of informing their clients that they can switch them or keep them within a certain agency just with a different company with different packages and products. It gives the independent agency somewhat of an advantage because when the captive agency can't write certain policies, like mobile homes for example one company specializes in mobile homes while the other company specializes in specialty auto for example, it broadens the horizons of the hope and excitement for the insurance industry.
As an agent learns more about his company products is able to broaden his customer base as well. An agent that has only done auto and only done home when he finds another company that has boat products and ATV's ect it makes his life a whole lot easier. Really great to have that knowledge knowing he's able to switch between certain carriers.
Another advantage of an independent agency is there are no life insurance quotas that he needs to hit. My dad who is a captive agent for Allstate and has been for many years has to hit a certain amount of points to hit his numbers and isn't allowed to go out of the state due to his captive appointment with Allstate.
Where I am able to branch to Colorado, Nevada, California, Arizona as well as Utah. In those 5 states alone I could build an empire. There are so many opportunities to grow and become an insurance empire.
I recommend when looking for insurance to go with an independent agent. They have more freedom and more opportunity to transfer your premium as well as the commissions in most cases are in stead of 10% are 15% percent usually.
Just some thoughts.
The Burkholz Insurance Agency is an insurance brokerage that specializes in car, home, specialty lines, commercial lines truckers insurance and commercial property lines for the people of Las Vegas, Nevada.
I started the Burkholz Insurance Agency with the hope to provide high end yet cheap car insurance quotes for the people in Las Vegas. Our car insurance quotes are the cheapest rates in the city because we have a multitude of known brands to work from.
We are the best in Las Vegas and guarantee we have access to the best companies for our customer's auto insurance needs. Come to the Burkholz Insurance Agency and we will be sure to find you many of the highest in quality and coverage for your Las Vegas car insurance at reasonable pricing.
We provide high quality car insurance in Las Vegas Nevada for all types of customers. You could have issues with SR22 with a revoked license, you could have a DUI or are not a citizen. Whatever your situation we have a company that will fit your needs.
With hundreds of insurance corporations in the state of Nevada one stands out above the rest to handle your car insurance needs, the Burkholz Insurance Agency.
Your Motorcycle is one of the most important things you own. Aside from your family it's your baby.
You want someone that will know coverage on your motorcycle, certain situations and how to customize the coverage to your needs and wants.
You don't want to get an insurance agent that will just give you a standard motorcycle quote without discovering what it is that you're looking to insure whether that's equipment with the bike, getting a decent deductible or trying to keep costs low, you need to make sure that you have the best coverage for your riding and motorcycle needs.
While some companies don't know how to fit this to your needs the Burkholz Insurance Agency will customize your quote to fit your needs and wants while you're on the road and have a registered vehicle in the state.
We know insurance. We have worked with individuals and families for many years and know the policies very well for you to ensure you're safe and secure. Your Motorcycle coverage needs to fit your needs and wants.
Let's get a policy that fits you and one that you will be able to feel comfortable on the road with.
With thousands of insurance agencies who want to just get your business, we are committed to getting to know you the customer and providing the best customer analysis for your needs and wants.
Most agents are there to just close the policy however, we will find out what it is you have and will customize your insurance to what you actually need.
Don't pay unnecessarily for claims that you weren't ready for. Get the insurance that will be best for you and your family. We know insurance laws as well as what coverage will best fit your needs in your apartment or condo.
Allow us to make sure you have the best insurance for what you're looking for. Fill out the form and we will customize your condo to your needs and fit it to your situation, whether you own your condo or are renting an apartment we can fit the insurance to your needs and wants.
Get the best boat quote with your car insurance. We bundle your car insurance to make sure your getting all the discounts available. Your boat is important to you. We want to make sure that you are well taken care of and are able just get back to your boating. Whether you have a speed boat or a small fishing boat. We can get your serial number and make sure it's insured to your liking. Let us take car of you with all of your boating needs.
Your cargo in many cases can be more than $300,000+ of merchandise. Your' truck is likely more than $150,000 and you need general freight coverage with a carrier that specializes in cargo for freight and general cargo truckers insurance.
We specialize in general cargo insurance for truckers in the state of CA. Whether you need to provide proof of insurance with the FMCA, we can get you the coverage you need to show proof of coverage straight from our carriers. They do not allow you to pass the hand from us to you to the FMCA, we need to directly provide them with our proof of coverage in order for them to allow you independent driving authority. You will need
Motor Truck Cargo CoverageThe freight your commercial truck transports is hugely valuable, and even a small accident that occurs can be the difference from need to call your truck insurance company, suffer losses, delays on the road and inconveniences to your clients. With semi truck insurance specifically Motor Truck Cargo insurance you will be able to to get the products you haul safely replaced with low deductibles along with our cheap insurance.
Since many valuables in semi truck or commercial freights are fragile any kind of bump on the road can cause damage to your cargo causing delays and problems for your customers. Motor Truck Cargo Coverage can prevent costly accidents from being too much to handle. In the event that your cargo is damaged from a fire or any kind of accident, with our motor truck cargo coverage you can be assured that your cargo is covered.